Individuals

Improve your financial health

Being healthy is one of your priorities, right? What about your financial health? Partenaire-Conseils can help you take stock of your current situation, propose strategies to achieve your life projects and ensure peace of mind in the event of unforeseen circumstances. We believe no greater success exists than securing your financial well-being and that of your loved ones.

Individuals Individuals

Steps for good financial management

Build

  • Implement a saving strategy
  • Manage debt effectively
  • Plan and finance the acquisition of a property
  • Maximize real estate financial and tax strategies
  • Establish your investor profile
  • Create a global financial plan, including a tailor-made investment portfolio

Plan

  • Inventory your assets and other resources
  • Visualize your retirement lifestyle and determine a retirement profile based on your aspirations
  • Identify your goals and forecast your retirement capital over time
  • Use taxation as a lever
  • Achieve financial independence

Protect

  • Analyze your coverage
  • Identify and draft your succession goals
  • Assess the capital needs in the event of your death to meet your goals

Bequeath

  • Draft or update your legal documents
  • Establish a plan for your loved ones
  • Plan your estate

Products and services

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Saving

  • Systematic personal saving
  • Tax saving strategy
  • Effective debt management
  • Registered Education Savings Plan (RESP)
  • Registered Disability Savings Plan (RDSP)
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Investing

  • Investment Policy Statement
  • Investor profile
  • Private management
  • Mutual funds/Segregated funds/ETFs
  • Guaranteed Investment Certificate
  • Tax-Free Savings Account (TFSA)
  • Principal protected deposit note
  • Deposit insurance
  • Securities
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Retirement

  • Retirement planning
  • RRSP loan
  • Registered Retirement Savings Plan (RRSP)
  • Registered Retirement Income Fund (RRIF)
  • Guaranteed lifetime annuity
  • Disbursement strategy
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Protection

  • Individual or group insurance
  • Life, temporary, permanent and participative insurance
  • Health, disability, critical illness, long-term care insurance
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Heritage

  • Mandate in case of incapacity
  • Will
  • Civil union contract
  • Cohabitation agreement
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Real estate

  • Mortgage loan/line of credit
  • Home Buyers’ Plan (HBP)
  • Mortgage, life and disability insurance
  • Assistance when buying a property or a real estate investment
Individuals Individuals

Preparing for your meeting

Here are a few tips to help you prepare for your meeting:

  • Set aside 60 minutes for the first meeting.
  • Gather information on your financial situation (tax return, notice of assessment, balance sheet, insurance, etc.).
  • Speak up about your needs, objectives and the scope of the investment you want to make.
  • Share your experience in planning, investment and insurance.
  • Ask about management fees.
  • Determine the frequency of your meetings.

With this information, your advisor can provide you with personalized strategies and a detailed financial plan.

To help you determine your needs and priorities, complete this assessment questionnaire and share it with your advisor during your meeting.

Questionnaire

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