Legal notice

By accessing and using this website, I agree to be bound by this legal notice and comply with the following terms for use. If I do not, I understand that I must not use this site.

Partenaire-Conseils Groupe Financier is an independant firm member of SFL Wealth Management Partner of Desjardins and SFP INVESTMENTS.

SFL Wealth Management Partner of Desjardins and SFL Investments are not the owners of this website. They cannot be held responsible for any loss or damages arising from the use of this site and the information contained therein. Partenaire-Conseils Groupe Financier may at any time change or update the information displayed on this website, which is provided for information purposes only. It cannot guarantee the availability of the site, and cannot be held responsible for problems that may arise during its use. Links to other sites appearing on the website, including software download sites, are provided for convenience only, and Partenaire-Conseils Groupe Financier can’t be held liable for them. This website is under Quebec jurisdiction, and the information it contains can only be used in Canada.

This website links to the “Webi” extranet so that you can access your account through its secured section. A personal access code and password are required. We cannot guarantee the confidentiality of information exchanged by email via the internet.

For security purposes and to verify and compile statistics, we collect data on access to the site and may consult transmissions to and from the site.

At Partenaire-Conseils Groupe Financier, we are committed to protecting the confidentiality of the personal information you provide us. Please consult our privacy policy for information on our practices in this regard. The content of this legal notice may be updated from time to time without notice.

Copyright and trademarks

All the information on this website is protected by copyright. Users may only copy its content for their own personal use. No one may redistribute, reproduce, republish, store in any medium, retransmit or modify the information on this website for commercial purposes without the written authorization of Partenaire-Conseils Groupe Financier or make public use thereof without crediting the source. All trademarks and logos (including certain names, words, titles, drawings, illustrations and icons) appearing on the site are trademarks or registered trademarks of Partenaire-Conseils Groupe Financier or third parties. Any use of these trademarks is strictly forbidden without the owner’s written authorization. Any unauthorized downloading, retransmission or other copying or modification of trademarks and/or site content may be a violation of federal or other laws applying to trademarks and/or copyrights and could subject the copier to legal action.

The use of the logos and registered names as hyperlinks to other websites without prior written authorization is prohibited.

Unclaimed property

As a subsidiary company of SFL Wealth Management Partner of Desjardins and SFL Investments, Partenaire-Conseils Groupe Financier has policies and procedures in place to locate and notify owners of unclaimed property in its possession. What is unclaimed property? Amounts due, cash, securities or other property held in client accounts become unclaimed property under certain circumstances. After reasonable efforts have been made to locate and notify the owners of such property, the property is deemed to be unclaimed.

Information accuracy

Partenaire-Conseils Groupe Financier believes that the information contained on this site was accurate when it was placed on the site but cannot guarantee or ensure the currency, accuracy, completeness or authenticity of its content or each of its features. Without limiting the foregoing, Partenaire-Conseils Groupe Financier is not responsible for the accuracy of the information contained on this site and provided by third parties. This site, along with the information contained herein is subject to change and update at any time without prior notice. All the products and services found on this site are subject to the terms and conditions of the applicable agreements governing them.

No liability

Partenaire-Conseils Groupe Financier shall not be liable or responsible to any person for any harm, loss or damage (whether arising in contract, tort, negligence or otherwise) that may arise directly or indirectly from the use, inability to use or malfunctioning of this site or the information contained herein, including any direct, indirect, special, third party or consequential damages.

No warranties

We do not warrant that the site will be available and that it will meet your requirements, nor warrant that access will not be interrupted, that there will be no delays, failures, errors, omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

Hypertext links to other websites and downloadable software

Links to other websites or references to products, services or publications other than Partenaire-Conseils Groupe Financier’s are provided only for your convenience and do not imply the endorsement or approval of such websites, products, services or publications by Partenaire-Conseils Groupe Financier. Such sites and references have been developed independently of Partenaire-Conseils Groupe Financier, and the firm cannot vouch for the currency, accuracy, completeness or authenticity of any site content or functionality or of any such references. Linking to any other site shall be at your sole risk, and we will not be responsible or liable for any damages in connection with any such linking. Links to software download sites are provided for your convenience only, and we are not responsible or liable for any difficulties associated with downloading software.

Jurisdiction

The site will be governed by and construed in accordance with the laws of the province of Quebec. All disputes, controversies or claims arising out of or in connection with the site shall be submitted to and be subject to the jurisdiction of the courts of the province of Quebec. Thus, in the event of any suit, action or proceeding arising out of or in connection with this site, the courts of the province of Quebec will have exclusive jurisdiction. Information on this site regarding our products and services is intended for use in Canada only, where such products and services may lawfully be offered for use and/or sale, and neither use nor sale is intended where prohibited by law.

Secured section – The Individual Network’s Extranet (Webi)

To access the secured section of the Individual Network’s Extranet (Webi), you need a username and a password. Notwithstanding the foregoing statement regarding passwords, the Individual Network’s Extranet (Webi) has its own procedure for assigning the username and password required to access it.

Internet email

Any unprotected email communication over the internet is subject to possible interception or loss and is also subject to possible alteration. We are not responsible for and will not be liable to you or anyone else for damages resulting from interception, loss or alteration in connection with an email sent by you to Partenaire-Conseils Groupe Financier or an email sent by Partenaire-Conseils Groupe Financier to you.

Control over use

A log records events that relate to security or warrant verification or for statistical purposes. This log may contain all accesses to the site or site sections, all communications sent or received by a user (in the case of email) integrated into the site and any other activity related to the site. We have access to the communications sent or received through the site and may access said communications if we have reason to believe that a law has been broken or if the site’s terms of use have been violated.

Cookies

Cookies are used on our site. They identify your browser software when you move from site to site or page to page during a web session. This information can then be used to identify you and facilitate your access to a site and your ability to navigate within our site. Cookies can only be read by the website that sends them to your computer.

When you access our site directly or through an ad redirecting to our site, a cookie file is automatically created on your computer. Our server and possibly third-party ad servers can access this file to improve your experience on our site and, in some instances, promote our products. While they enable the site to identify you as a specific user, they don’t recognize you by your name or other personal information. No personal information is collected through cookies.

For instance, we may collect information for statistical purposes to determine a page’s popularity, the average number of pages accessed per visitor and the average time each visitor spends on the site. Cookies may also allow us to display Desjardins ads if you access an external site which displays such ads. To access all parts of our website, your browser must accept cookies. If your browser is set up to refuse cookies, you can change the internet settings in your web browser to allow cookies. If you do not allow cookies, some pages may not function properly, and some features may not be available.

Update of legal notice and terms of use

This notice will be updated and modified from time to time without any notice. Accordingly, whenever you access the website, ensure that you check this notice.

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