SOWING WELL FOR BETTER GROWTH
Investment Management being at the heart of wealth management, at Partenaire-Conseils Financial Group & Private Management, we analyze, propose and optimize your portfolio so that it fully corresponds to your aspirations. Our independence and expertise give you access to a range of diversified solutions and strategies developed by our investment committee.
Here is our rigorous 5-point portfolio management process:
- Listen to you
We firmly believe that before any recommendation, we must get to know you. Your background, your challenges, your goals and the achievements you want to accomplish define you. It is therefore essential as partners to identify together what is important to you and to put in place a plan adapted to your situation.
- Develop your plan
An essential first step is to develop your Investment Policy Statement, which outlines your needs, your investment horizon and your risk tolerance. Asset allocation and diversification in management styles will then be determined in order to create your portfolio.
- Create your portfolio
Once your plan is defined, we will build your portfolio by choosing an appropriate combination of investments. Our portfolio architecture approach is based on 3 key principles:
In Canada, there are over 35,000 investment portfolios with over 100 fund managers. We enjoy access to all industry managers with comprehensive asset class coverage.
We promote the diversification of criteria by focusing on the quality and complementarity of the team of managers to achieve better results.
- Expertise of the environment:
In order to maximize the quality of the results of the team of managers, the optimization process will put into action the highest criteria of the financial environment.
The advantages of this approach:
- Better long-term return expectation
- More consistent returns
- Better portfolio behavior during downturns
- Reviewing and monitoring your portfolio
We have developed several monitoring tools that assess the evolution of the quality of the portfolio according to the parameters established in your plan. The parameters are assessed by our investment committee through rigorous due diligence of the various mandates and constant communication with the portfolio managers.
- Development of your strategy and evolution
Our disciplined approach to portfolio management is focused on communication. Your partner will meet with you to review your portfolio and take stock of your personal and financial situation and will always be available to answer your questions. In all our recommendations, we pay particular attention to the tax efficiency of the strategies.
Our global integrated 360 approach to financial, tax and estate planning allows you to better manage the complex elements of your wealth. Our rigor and our approach are levers for your financial success. We are honored to be your financial partner in helping you bring out your best and seeing you succeed in all aspects of your life.